Free
Start without pressure
Track habits, test the AI, and build momentum completely free.
$0/ free forever
- Limited messages with AI
- Expense & savings tracker
- 1 active financial roadmap
- Weekly spending summary
- Streak tracking
Pricing that feels friendly, not financial.
Simple pricing. Real progress.
Start free and grow at your own pace. Upgrade to Pro when you're ready for unlimited AI guidance and deeper insights.
Billing cycle
Most Popular
Pro
Unlimited AI, deeper insights, and a smarter assistant that grows with you.
$4.99/ month
- Unlimited AI messages
- Advanced AI financial insights
- Unlimited roadmaps & goals
- Full expense history
- Priority AI model (smarter responses)
- Shareable achievement cards
- Early access to new features
No hidden fees · No credit card to start
Bank-grade encryption
Works globally
Cancel anytime
Compare plans
Everything, side by side
| Feature | Free | Pro |
|---|---|---|
| AI & Chat | ||
| Daily AI messages | Limited | Unlimited |
| AI model quality | Standard | Priority (faster) |
| Voice & text input | ||
| Expense Tracking | ||
| Expense tracking | ||
| Expense history | 30 days | Full history |
| Spending summary | Weekly | Real-time |
| Streak tracking | ||
| Planning & Goals | ||
| Financial roadmaps | 1 active | Unlimited |
| Savings goals | ||
| Premium | ||
| Shareable achievement cards | ||
| Early feature access | ||
| Priority support | ||
Pay your way
We support local Mobile Money and international cards — wherever you are.
MTN
MTN Mobile Money
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Orange
Orange Money
Visa
Visa
MC
Mastercard
MTN
MTN Mobile Money
Orange
Orange Money
Visa
Visa
MC
Mastercard
Yes. The Free plan stays free with no time limits. You get core tracking, limited AI assistance, and one savings roadmap forever, no credit card required.
Your AI chat resets every 24 hours. You can still track expenses and review your roadmap while you wait, or upgrade to Pro for unlimited conversations.
Absolutely. We support MTN Mobile Money and Orange Money alongside Visa and Mastercard so local and international users can pay however suits them best.
Cancel anytime from your account settings — no hoops, no hidden fees. Your Pro access continues until the end of the current billing period.
Yes. All data is encrypted in transit and at rest. Nexbi AI never sells your data or shares it with third parties. Your financial information is yours alone.
Free to start · No credit card
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